Get Answers About Chapter 7 Bankruptcy
Chapter 7 bankruptcy is intended to give a person who is hopelessly burdened with debt, a fresh start by wiping out those debts. However, there are many misconceptions about bankruptcy provisions. Do not trust what you hear from a co-worker or a friend. Talk to an experienced bankruptcy attorney like myself, Holly Schumpert, to get direct, authoritative answers that are specific to your circumstances.
In a free initial consultation, I would be happy to learn about your situation and answer common questions you might have such as:
- What debts can be discharged?
- Will I be able to keep my house and/or car?
- How will this affect my spouse?
- Will this ruin my credit?
- Who will find out about my filing a bankruptcy?
- Does my employer have to know if I file bankruptcy?
- When will I be able to buy a house or car again?
- How can I reinstate my revoked driver's license?
At the Holly Schumpert Law Office, located in Memphis, Tennessee, I educate individuals about the bankruptcy process and help them make smart choices and get the fresh start they need and deserve. Contact me to learn more.
Exceptional Service at a Competitive Price
Another common question I get from clients is, "How much does it cost to file Chapter 7 bankruptcy?" When you already have more bills than you can pay, the idea of one more can be daunting. I am proud to offer one of the lowest rates available in the Memphis area, with attorney fees starting at $600. It is common for other attorneys to start their fees at $1,000 or more.
When you file, not only will you be setting yourself up for a brighter future, you will see immediate benefits. Chapter 7 can stop creditor phone calls and harassment, lawsuits, garnishments and liens, as well as other harassing collection activities. The process of filing a Chapter 7 bankruptcy, from filing to discharge, usually takes about four-and-a-half months in most cases.
If you do not qualify for a Chapter 7 bankruptcy, or it is not your best option, other options — including a Chapter 13 bankruptcy — may be a better choice for you to meet your financial goals.
Is Chapter 7 Bankruptcy Right for You?
Call Attorney Holly Schumpert for a thorough analysis of your situation to make this determination.
Bankruptcy is not the right choice for everybody. In a free consultation, I can review your unique circumstance and help you make a smart choice. If bankruptcy is not the right answer, I can help you take other actions that can bring you debt relief and help you regain your financial independence. Contact me to discuss whether Chapter 7 Bankruptcy is the right choice for you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
