Are You Facing Debt Problems After Job Loss?
With Tennessee having one of the highest bankruptcy filing rates in the country, and with an unemployment rate at nearly 10 percent — if you are facing debt problems after job loss, know that you are not alone.
I am Memphis bankruptcy attorney Holly Schumpert. I have helped many clients overcome the struggles of creditor harassment, credit card reliance, foreclosure notices and repossession efforts through bankruptcy and other debt relief solutions. In a free consultation, I can provide a comprehensive legal and financial analysis of your situation and recommend a course of action to alleviate your financial strain and give you peace of mind about your future. Contact my Memphis law firm today.
Confronting Debt Problems With the Help of a Memphis Bankruptcy Attorney
Numerous common bankruptcy myths circulate about filing for bankruptcy. These myths can range from "Only deadbeats file for bankruptcy" to "All potential employers won't hire me if I've filed for bankruptcy." Unfortunately, these myths keep many people — people who truly need debt relief — from seeking the legal help they need, and when they need it. These myths can be even more damaging to an individual who is facing debt problems following a job loss. It is important to understand, however, that financial problems won't go away on their own, especially if you are dealing with the financial realities of a recent job loss in this economy.
While you may think a new job opportunity will manifest (one might), and you will be capable of quickly rebounding, the current unemployment and bankruptcy rates in Tennessee indicate otherwise. Rather than managing your finances by using credit card after credit card to pay your bills, paying the minimum payment on credit card and other billing statements, or borrowing from your retirement accounts or other savings plans, consider your debt relief options with the help of a skilled Memphis bankruptcy and job loss lawyer.
Tennessee Personal Bankruptcy and Debt Relief Lawyer
At the Holly Schumpert Law Office, I help people file for personal bankruptcy, including Chapter 7 bankruptcy (asset and debt liquidation) and Chapter 13 bankruptcy (debt consolidation and repayment). If bankruptcy is not an appropriate option for you, I work with you to identify other debt relief solutions.
If you have additional questions about the bankruptcy process, or would like to discuss your situation with a skilled debt relief lawyer, I can help. I can dispel bankruptcy myths and help you pursue a financial fresh start. For affordable rates from a proven Chapter 7 bankruptcy lawyer, call 901-323-9000 locally, contact my bankruptcy law firm online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
