Use Chapter 7 Bankruptcy To Discharge Your Debts

Chapter 7 bankruptcy is also referred to as "liquidation." This does not mean that if you file a Chapter 7 bankruptcy, you will lose your property. A Chapter 7 bankruptcy is designed to eliminate debt that is hindering your ability to maintain your ongoing daily expenses or accounts with your secured creditors such as those which financed your automobile, furniture or home. In most Chapter 7 bankruptcy cases there are no unexempt assets. Therefore, in most cases, you can protect your property or assets and discharge the other accounts that are overwhelming you.

Chapter 7 allows you to legally discharge unsecured debts, including but not limited to credit card debt, medical debt, utility debt, past landlords, past automobiles, personal loans, payday loans and some debts owed to the IRS. If your wages are being garnished, filing a Chapter 7 bankruptcy has the potential to stop the garnishment — and in some cases you may be able to reclaim some or all of the wages that have already been garnished.

Chapter 7 bankruptcy is an option for individuals facing debt in the following areas:

  • Mortgages
  • Vehicle payments
  • Credit card debt
  • Utility debt
  • Cellphone bills
  • Medical bills
  • Payday loans
  • Personal loans
  • Old car accidents
  • IRS debt
  • Driver's license revocations and suspensions

From the time you call Ms. Schumpert's office until the case is fully resolved, you will speak directly with Holly during each and every conversation. She is intimately familiar with every case that comes through her firm, and she understands each of her client's unique circumstances. This allows her to make the best recommendations and help her clients achieve the best possible outcome.

You Are Not Alone — She Is Here To Help. Contact Attorney Holly Schumpert Today.

The process for filing a Chapter 7 bankruptcy is very short, and you can usually see results within just four months after filing. Once you have been granted a discharge, you will want to begin reestablishing your credit. Attorney Holly Schumpert will lead you through the process of how to begin reestablishing your credit once your discharge has been granted.

Call today to schedule an appointment for a free consultation with attorney Holly Schumpert to discuss your specific circumstances and options to determine if Chapter 7 is the best solution to begin your fresh start.

Schedule a consultation by contacting Ms. Schumpert online, or call 901-654-5179. Free parking is available at her office.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.