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Memphis, Tennessee, Chapter 7 Bankruptcy Lawyer
Take Control of Your Debt Situation
- Have you fallen behind on credit card payments and don't know what to do?
- Have you stopped answering your phone to avoid the harassment of bill collectors?
- Are you uncertain of your future and how to manage your debt?
If you answered "yes" to any of these questions, contact me, attorney Holly Schumpert. You may also fill out an online bankruptcy case evaluation form. I have over 15 years of experience helping clients understand their debt relief options.
Bankruptcy may or may not be right for you. If you contact me, we will sit down and discuss your particular situation. Let's deal with your debt head-on and come up with a plan to get you the relief you need. You can count on me for honest, straightforward guidance, not the runaround.
Chapter 7 Bankruptcy: Providing Honest Answers
There are many misconceptions about Chapter 7. People often think that filing for bankruptcy automatically means they will lose their home, car, or that they have to "max out" their credit cards before they can qualify. Don't make important decisions based on misinformation. Contact me today and get accurate advice on the law and your options.
For individuals who want their debt eliminated, Chapter 7 bankruptcy may be a viable option. It can stop creditor phone calls, lawsuits and garnishment, as well as other harrassing collection activities. Those are who eligible for Chapter 7 bankruptcy can expect that the process, from filing to discharge, will take about four-and-a-half months.
For individuals who do not qualify for Chapter 7, or for whom it is not the best option, Chapter 13 bankruptcy may be a solution.
It is important to understand that Chapter 7 bankruptcy will affect your credit and your nonexempt assets may be sold off to repay creditors. These are serious consequences. Because of this, it is my goal to make sure all my clients fully understand their options--and their ramifications--before making any decisions about debt relief.
Bankruptcy may or may not be right for you. Contact my law office today, and we can explore the debt relief options that best meet your specific needs and circumstances. You may also fill out an online bankruptcy case evaluation form. My office hours are Monday through Friday, 8 a.m. to 5 p.m., and I offer highly competitive rates.
Holly Schumpert Law Office
2552 Poplar Ave.
Suite 4F
Memphis, TN 38112
Phone: 901-323-9000